MASTER YOUR ASSET & LIABILITIES MANAGEMENT


Aligning assets with liabilities isn't just a routine task—it's a constant strategic challenge. It demands a complete view of the balance sheet, bringing together the characteristics of invested assets and precise liability data. 

With a built-in liability-drive investment (LDI) approach, asset and liability are matched by comparing expected and actual cash flows over different horizons—tailored to each business model and product offering. 

But flexibility is hard to achieve. Too often, ALM becomes a complex custom IT project—difficult to update, slow to adapt, and reliant on actuaries to act as developers. On top of that, collecting data across the organization is rarely straightforward, delaying the insights needed for timely, well-informed decisions. 

 

 

TURNING ALM INTO A STRATEGIC DECISION-MAKING TOOL

AMINDIS delivers a transparent, flexible, and fully integrated modeling environment—enabling precise asset-liability matching, realistic scenario testing, and clear insights to guide investment strategies with confidence.

ERM Asset and liabilities management process


Initialization: Load all data for the simulation—holdings (contract by contract or by pool), liabilities, and key indicators.


Economic scenario generation: Generate projections and values of risk factors, taking correlations into account.


Financial instrument & insurance contract valuation: Calculate key indicators for assets and liabilities under simulated conditions.


Company strategy & GAP calculation: Apply scenarios, adjust allocations, and measure asset-liabilities gaps. 


Portfolio evolution (optional) : Track reallocations, create and update new positions, and monitor changes in exposures over time. 


Results: Store, compare, and share outputs instantly via dashboards or the Client Portal. 
 

 

KEY STRENGTHS THAT SET AMINDIS APART

    INTEGRATED & READY-TO-USE DATA

    Skip manual extractions and reconciliations. The ALM simulation engine is natively embedded in the AMINDIS platform, giving instant access to all investment and liability data—positions, cash flows, valuations—from every analytics module. Work contract by contract or in pooled form, and integrate external sources seamlessly for a complete and consistent starting point. 

    EQUATION-BASED LOGIC, FULL CONTROL

    Build and refine ALM models directly—no IT, no black boxes. The equation-based engine includes a reusable library of calculation functions for asset-liability matching. Every change is tracked and every assumption transparent, ensuring models reflect your strategies. 

    CONTEXT-AWARE SIMULATIONS

    Each run adapts automatically to the chosen context—risk factors, insurance contracts— generating execution code on the fly. Built-in asset-liability modeling projects both sides of the balance sheet over time, factoring in cash flow matching, profit-sharing, and benefit payouts. Stochastic Monte Carlo simulation deliver richer outcomes.

    MULTIPLE COMBINED SCENARIOS

    Simulate multiple ALM scenarios at once—interest rates, spreads, FX, reinvestment strategies—within a consistent framework. Compare them side by side and see their impact on asset-liability alignment instantly. 

    BUILT FOR CONTINUITY

    All ALM simulations are fully historized, so you can replay, adjust, or compare across planning cycles without starting from scratch. This ensures transparency and accountability in every decision. 

    INSTANT & ACTIONABLE OUTPUTS

    Results are immediately available in dashboards, reports, or your Client Portal. Intermediate and final outputs can be visualized, exported, or integrates directly into your ALM, financial, and performance reporting. 

 

 

 

STRATEGIC BENEFITS FOR ALM

 

INVESTMENT STRATEGY CONTROL

Strengthen decision-making by aligning asset allocations with liability profiles, using clear, simulation-based insights. 

SAVE TIME

Reduce manual work and accelerate ALM cycles through integrated automation and streamlined data handling. 

TAILORED MODELING

Select and adapt ALM models to match your specific business needs with ease. 

 

 

EXPLORE MORE: RELATED TOPICS

    Budget forecast

    Transform your budget forecasting into a strategic decision-making tool with AMINDIS. Simulate scenarios, test strategies, and deliver reliable projections through a fully integrated modeling environment. 

    Learn more!

    Solvency II

    Automate capital requirement calculations and QRT reporting with AMINDIS Solvency II. Simulate scenarios, apply strategies, and ensure full transparency with equation-based logic and integrated auditability. 

    Learn more!

    Performance

    Ensure accurate and consistent performance calculations with AMINDIS. From daily returns to complex instruments and benchmark comparisons, every detail is fully configurable and transparent. 

    Learn more!

 

 

 

FROM INSIGHT TO IMPLEMENTATION: EXPLORE THE RIGHT MODULE

These modules form the core foundation to help you implement your processes efficiently and with precision.
Enterprise risk management module for asset owners

 

 

READY TO ELEVATE YOUR FORECASTING PROCESS?

Still relying on static model or fragmented data for your ERM projections? It's time to shift to a more transparent, accurate, and operationally efficient approach. 

Get in touch with us to discover how AMINDIS' ERM solution can transform your budgeting and simulation workflows. 

 

 

 

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