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Automation of Unit Linked Management

Recorded Webinar

Large variety of business functions

Milestones

Since Unit linked creation in 1993, the evolution of collected premiums for this product has been variable. The product is highly dependent on both fiscal law and the stock market.

Let's see the variation in collected premiums at some milestones.

Note: * Estimations done at 1/2/2019 – Final figures will be available on www.assuralia.be in the autumn of 2019

Today and tomorrow

Low interest rates and the introduction of the tax on securities accounts, introduced in 2018, offer a competitive advantage for unit linked products over all other investment products. An increase in premiums paid has already been observed in both 2017 and 2018. This competitive advantage will continue in the coming years, which should maintain the current enthusiasm of customers for Unit Linked

Today the market offers Unit Linked products with a very varied choice of investment strategies. The customer can really find the product that matches his risk aversion. However, in view of the uncertain economic climate, it is expected that the customer will require certain guarantees. Hybrid products in class 44 (class 21 + class 23) could become more and more popular.

Challenges

Short timing between daily subscriptions in contract and investments in underlying assets

Short timing to calculate NAV with all fees issues management:

                    Fixed - that may exceed the subscription amount

                    Variable

Short timing to communicate between multi data sources for subscriptions on the one hand and NAV on the other hand

Regulatory reporting

Solution...

AMINDIS offers solution to automate unit linked management and reporting.

 

The unique and integrated software IN-DIS provides business functions to automatically manage subscriptions and investements, to calculate fees, to produce and to publish NAV, and to develop regulatory and ad hoc reports.

Join our Webinar or ask us a demo.

Integrated system

Go further by easily adding other modules